Testimonials

Explore the success stories of homeowners who entrusted us with their mortgage journey—empowering dreams, one satisfied homeowner at a time.
"I am not much of a reviewer as I am a busy teacher, mom, and currently working on a master's. I just have to write a review for Rick. Rick Carrier has been excellent with his services. I always received answers to questions or concerns in"
-Andrea DeLaCruz
"Rick was was efficient, helpful and overall great to work with. He was available at all times (day/night) to answer my redundant questions during the entire process. Would definitely recommend him to any prospective home buyer."
-R Bar
"Rick is an awesome lender. He is very kind, helpful, and patient. He very patiently answered all mortgage related questions I had. Not only is he an expert in mortgage lending, but he is also very well connected to other professionals in the industry."
-Manav Sheth
"Professional, knowledgeable, friendly, and really got the job done. Rick made our home buying experience easy. We’d heard how stressful it could be, but Rick did a great job guiding us through the whole process. I will definitely refer my friends and family, and we’ll use him again too."
-Paul Ward
"Rick was helpful throughout the whole process. There was great communication; he informed me about the different opinions that I had. Great lender"
-Mz egroJ
"Rick is a miracle worker. He goes above and beyond! Wouldn't use anyone but him."

-Liz Butler
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Element Home Loans

Many years of dedicated service have allowed us to play a crucial role in turning home aspirations into reality, always with a keen eye on keeping it within our customers' financial reach.
NMLS Consumer Access
(281) 767-6700
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19308 Morton Road, Suite 110-B
Katy, TX 77449
NMLS #268110
Licensed In: TX
Disclosure:
The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.
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Our commitment is to provide unparalleled customer service and exceptional value.
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